Table of Contents
- How a Contingency Fee Works and What Contingency Fee Basis Means
- What Percentage Does a Lawyer Take From a Settlement?
- Why the Fee Percentage Changes After a Lawsuit Is Filed
- Case Costs Are Not the Same as Attorney Fees
- Using a 33 1/3 Attorney Fees Calculator, Step by Step
- How Much of a Settlement Do You Keep After Attorney Fees and Costs?
- Confirming Your Fee Agreement Before You Sign With a Florida Injury Lawyer
- Frequently Asked Questions
Last Updated: November 4, 2026
Most people hurt in a Florida car, truck, or motorcycle crash want one number before anything else: how much of their settlement they will actually keep. Learn how car crash attorney fees work, including contingency arrangements and typical percentages. That number depends on how a personal injury attorney’s fee is calculated, and the method is simpler than most people expect. At 305-800-PAIN, we connect injury victims with experienced attorneys. This guide explains how those fees work, what the common percentages are, and what costs come off the top.
Most personal injury lawyers work on contingency, meaning they are paid only if you win or settle. Attorney-represented claimants recover roughly 3 to 3.5 times more than unrepresented claimants, net of attorney fees, according to the Insurance Research Council’s 2026 analysis of injury claim settlements. The fee is a cost of getting that higher recovery.
How a Contingency Fee Works and What Contingency Fee Basis Means
A contingency fee is a percentage of whatever money the case brings in. If the case produces no recovery, the attorney generally collects no fee.
The contingency fee basis is the agreed percentage and the point in the case at which it applies. Your written fee agreement should spell out both. Fee agreements must be in writing, and they should explain how fees and costs are calculated. Look for these terms:
- The percentage: The share of the gross recovery the attorney keeps.
- The stage trigger: Whether the percentage changes if the case settles early or goes to a lawsuit.
- The cost rules: Whether case costs are deducted before or after the fee is calculated.
Ask for the fee agreement before you sign anything. If a term is unclear, ask the attorney to explain it in plain language.
The table below lists the three terms a fee agreement should spell out, so you can check them before you sign.
| Term | What it means | What to check |
|---|---|---|
| The percentage | Share of the gross recovery the attorney keeps | Written in the agreement |
| The stage trigger | Whether the percentage changes if the case settles early or goes to a lawsuit | Which event triggers the change |
| The cost rules | Whether case costs are deducted before or after the fee | Confirm the order in writing |
What Percentage Does a Lawyer Take From a Settlement?
Contingency fees for personal injury cases vary by firm and by case. Many attorneys quote a fee near one-third before a lawsuit is filed, and the percentage often rises once litigation begins. Check your own signed fee agreement for the exact figures that apply to your case.
Florida’s rules differ from some other states. In New York, for example, the fee on the first $250,000 recovered is capped at 30%, with the percentage dropping for larger amounts. Florida has its own fee rules, so check the current Florida Bar guidance and the fee terms in your own agreement rather than relying on another state’s numbers. The Florida Bar’s consumer guidance on contingency fees is a good place to start.
Here is a simple example. Suppose a case settles for $60,000 before any lawsuit is filed, and the fee is 33.33%:
- Fee: $60,000 x 33.33% = $19,998
- Remaining before case costs: $40,002
Costs come off separately, which the next sections explain.
Why the Fee Percentage Changes After a Lawsuit Is Filed
Litigation is more work. Depositions, motions, expert reports, and trial preparation take time, so many attorneys raise the percentage once a suit is filed. Common practice moves the fee from about one-third before filing to around 40% after litigation starts.
Some firms and some jurisdictions use sliding scales instead. Under a sliding scale, the attorney’s percentage drops as the total settlement grows. Whether your agreement uses a flat percentage or a sliding scale, the terms should be written down before work begins.
Case Costs Are Not the Same as Attorney Fees
This is the point most people miss. The attorney’s fee and the case costs are two different charges, and both reduce what you take home.
Case costs are out-of-pocket expenses paid to third parties. Typical examples include:
- Medical records and billing summaries
- Accident reconstruction or other expert fees
- Court filing fees and service of process
- Deposition transcripts
Case costs for a typical claim commonly range from $2,000 to $15,000, according to Fair Settlement’s guide to personal injury expenses. If you are trying to manage these costs up front, you can learn how to use injury attorney referral services for free. Some agreements take costs out of the gross recovery before the fee is calculated. Others take the fee first and then deduct costs. The order can change your net result by a meaningful amount, so confirm it in writing.
Using a 33 1/3 Attorney Fees Calculator, Step by Step
A 33 1/3 attorney fees calculator estimates what you keep when the fee is one-third. You can do the math by hand with four steps:
- Start with the gross settlement. Use the total amount the other side agreed to pay.
- Calculate the fee. Multiply the gross by the fee percentage. For 33 1/3%, multiply by 0.3333.
- Subtract the case costs. Use the actual cost statement, not an estimate, if you have one.
- Subtract the fee and costs from the gross. The result is your net recovery.
For a $100,000 gross settlement, one-third is $33,333. If costs are $5,000, your estimated net is $61,667 before any liens or medical bills are paid. Your attorney should provide a written settlement statement showing every deduction.
The step that trips people up is the order of operations. Whether costs come off before or after the fee is calculated changes your net, and the difference grows with the size of the costs. Run the same $100,000 settlement and $5,000 in costs through both methods: (Source: American Bar Association’s guidelines on attorney fees)
Method A, costs deducted before the fee (fee applied to the net):
- Gross settlement: $100,000
- Minus case costs: $5,000
- Balance subject to fee: $95,000
- Fee at 33 1/3%: $95,000 x 0.3333 = $31,663.50
- Net to you before liens: $95,000 – $31,663.50 = $63,336.50
Method B, fee calculated on the gross, costs deducted after:
- Gross settlement: $100,000
- Fee at 33 1/3%: $100,000 x 0.3333 = $33,333
- Minus case costs: $5,000
- Net to you before liens: $100,000 – $33,333 – $5,000 = $61,667
Same case, same percentage, same costs, a difference of $1,669.50 in your pocket, purely from the order written into the agreement. On a $500,000 settlement with $40,000 in costs, the spread widens into the tens of thousands. This is why the cost-ordering clause matters as much as the percentage itself.
Watch out: some agreements describe the fee as a percentage of the “net recovery,” which can mean the recovery after costs or after liens depending on the contract language. Ask the attorney to point to the exact sentence that defines the base the percentage applies to, and get the answer in writing before you sign.
A calculator is only as good as its inputs. Plug in the gross settlement, the fee percentage for the stage your case is in, and the actual costs from the cost statement, not a guess. Then subtract liens separately, because lien repayment is not part of the fee calculation and should never be folded into the percentage.
How Much of a Settlement Do You Keep After Attorney Fees and Costs?
Your net recovery is the gross settlement minus the attorney’s fee, minus case costs, and minus any liens or medical debts that must be repaid from the proceeds. The fee and costs are only part of the picture.

A quick way to estimate your take-home:
- Gross settlement
- Minus the attorney fee (percentage x gross)
- Minus case costs
- Minus medical liens or reimbursement claims
- Equals estimated net to you
Because liens can be significant, ask your attorney to identify every lien early in the case. Discovering them only at closing is a common source of surprise.
Confirming Your Fee Agreement Before You Sign With a Florida Injury Lawyer
A fee agreement is a contract, and the terms you sign are the terms that govern your payout. Most disputes between clients and attorneys over money trace back to a clause that was in the agreement but was never explained.
The percentage and the stage trigger. The agreement should state the fee percentage for each phase of the case, typically one figure if the matter settles before a lawsuit is filed and a higher figure once litigation begins.
The base the percentage applies to. This is the single most important line in the contract.
The cost-ordering rule. Case costs and attorney fees are separate charges, and the agreement should say whether costs are deducted before or after the fee is computed. It should also say whether you are responsible for costs if the case produces no recovery.
The cost statement and settlement statement. Ask whether you will receive an itemized cost statement at closing and a written settlement statement showing the gross recovery, the fee, each cost, each lien, and the net paid to you.
The lien plan. Medical liens and reimbursement claims are paid from the settlement proceeds and are not part of the attorney’s fee.
The termination clause. Confirm what happens if you change attorneys mid-case. The agreement should state how the fee is divided if another lawyer takes over, and whether you owe costs incurred to that point.
Before you sign, make sure the agreement answers these questions:
- What is the fee percentage before a lawsuit, and what is it after?
- What event triggers the higher percentage?
- Is the fee calculated on the gross recovery or on the recovery after costs?
- Are case costs deducted before or after the fee is calculated?
- What happens if the case is lost? Are you responsible for costs?
- How will liens and medical bills be paid from the settlement?
- Will you receive an itemized cost statement and a written settlement statement?
- What happens if you change attorneys?
If you want a second opinion on a fee agreement, our team at 305-800-PAIN can connect you with an experienced attorney to review it, and we can answer questions about what to expect at each stage.
Quick checklist before you sign:
- Fee percentage written out for each stage
- Named trigger event for any increase
- Clear statement of the base the percentage applies to
- Clear rule on whether costs come off before or after the fee
- Written explanation of what happens if you lose
- Plan for paying medical liens
- Copy of the signed agreement for your records
If you were hurt in a crash and want to talk through your options, call 305-800-PAIN today. We can connect you with an attorney so you can focus on recovery.
Frequently Asked Questions
What percentage do most personal injury lawyers charge?
Most personal injury lawyers work on contingency and charge a percentage of the recovery. Many quote a fee near one-third before a lawsuit is filed, and a higher percentage once litigation begins. The exact figure depends on the firm, the case stage and the complexity of the claim. Your signed fee agreement is the only document that sets the rate that applies to your case, so read it closely and ask questions before you sign.
Are case costs deducted before or after attorney fees?
This depends on the written contract, which is why it matters so much. Some agreements calculate the fee on the gross settlement and then subtract case costs. Others subtract costs first and apply the percentage to the remainder. Case costs vary and can include medical records, expert fees and filing fees. Ask your attorney to show the order of calculation in writing before you agree to anything.
Do I pay attorney fees if I lose my personal injury case?
Under a standard contingency agreement, you generally do not pay attorney fees if there is no recovery. Some agreements, however, make you responsible for case costs regardless of outcome. Because terms vary, read the section of your fee agreement that covers losses and costs, and confirm exactly what you would owe if the case does not result in a settlement or verdict.
What is a contingency fee agreement?
A contingency fee agreement is a written contract in which the attorney is paid a percentage of any money recovered for you, and nothing if the case produces no recovery. In most states the agreement must be in writing and must explain how fees and costs are calculated. Florida law requires a written contract for contingency fee arrangements, so keep a signed copy for your records.